Building Financial Resiliency

We focus on developing sustainable spending and saving skills to ensure you can escape from financial fragility and meet your short- and long-term financial goals.

To accomplish this, we do the following:

Determine your current level of monthly spending, including understanding what is discretionary versus mandatory.
Determine your current level of indebtedness, along with the interest rate for each outstanding loan.
Create spending and saving targets to pay off your debts within an acceptable timeframe.
Develop spending strategies — including suspending all discretionary spending — until you’re meeting your targets. This includes shifting all spending from credit to debit cards, except for true emergencies.
Track your monthly spending, saving, debt repayments, and outstanding loan balances and make adjustments as necessary.
Repeat until you’re debt-free.

The goal is to increase your financial resiliency and get you back on track.

I offer a reduced and affordable fee for those experiencing financial stress.

Questions? Get in touch

What are clients saying?

The Retirement-Readiness service was just what we needed to answer our questions about planning for retirement.

We were a bit stressed about our (lack of) financial planning but Jimmy put us at ease and showed us a way forward… thanks.

Jimmy made it simple and understandable for us.

We found the meeting very helpful, and appreciated your ability to be clear, concise, practical and look at a number of different perspectives, providing contrasting ways of looking at things. It was just what we needed.

We had questions about our financial advisor and Jimmy gave us an unbiased assessment that was quite helpful and turned out to save us a lot of money.

Jimmy understands how stressful money is to most of us… he thinks creatively and explains it all clearly.