{"id":501,"date":"2025-01-08T15:24:59","date_gmt":"2025-01-08T15:24:59","guid":{"rendered":"https:\/\/kayadevelopmentserver.com\/fs\/?page_id=501"},"modified":"2025-01-08T15:41:10","modified_gmt":"2025-01-08T15:41:10","slug":"investment-strategy-review","status":"publish","type":"page","link":"https:\/\/kayadevelopmentserver.com\/fs\/investment-strategy-review\/","title":{"rendered":"Investment Strategy Review"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/kayadevelopmentserver.com\/fs\/wp-content\/uploads\/2024\/12\/fs-nl-bnr-1.jpg&#8221; background_position=&#8221;top_right&#8221; hover_enabled=&#8221;0&#8243; background_last_edited=&#8221;on|phone&#8221; background_horizontal_offset_phone=&#8221;9%&#8221; background_vertical_offset_phone=&#8221;0%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; background_position_phone=&#8221;center_right&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Investment Strategy Review&#8221; title_tablet=&#8221;Investment Strategy Review&#8221; title_phone=&#8221;Investment Strategy Review&#8221; title_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;42px&#8221; title_font_size_tablet=&#8221;42px&#8221; title_font_size_phone=&#8221;36px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; title_text_shadow_style=&#8221;preset1&#8243; title_text_shadow_vertical_length=&#8221;0em&#8221; title_text_shadow_vertical_length_tablet=&#8221;0em&#8221; title_text_shadow_vertical_length_phone=&#8221;0.1em&#8221; title_text_shadow_vertical_length_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Investment&#8221; title_tablet=&#8221;Investment&#8221; title_phone=&#8221;Investment&#8221; title_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;42px&#8221; custom_margin=&#8221;||9px|||&#8221; title_font_size_tablet=&#8221;42px&#8221; title_font_size_phone=&#8221;36px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; title_text_shadow_style=&#8221;preset1&#8243; title_text_shadow_vertical_length=&#8221;0em&#8221; title_text_shadow_vertical_length_tablet=&#8221;0em&#8221; title_text_shadow_vertical_length_phone=&#8221;0.1em&#8221; title_text_shadow_vertical_length_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Strategy Review&#8221; title_tablet=&#8221;Strategy Review&#8221; title_phone=&#8221;Strategy Review&#8221; title_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;42px&#8221; title_font_size_tablet=&#8221;42px&#8221; title_font_size_phone=&#8221;36px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; title_text_shadow_style=&#8221;preset1&#8243; title_text_shadow_vertical_length=&#8221;0em&#8221; title_text_shadow_vertical_length_tablet=&#8221;0em&#8221; title_text_shadow_vertical_length_phone=&#8221;0.1em&#8221; title_text_shadow_vertical_length_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-cb37cc24-cdf1-4e52-9022-9563fc3cf115%22:%91%22background_color%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text ul_item_indent=&#8221;50px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#3c4046&#8243; ul_text_color=&#8221;#3c4046&#8243; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#0d63a4&#8243; header_font_size=&#8221;40px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Clients are often looking for guidance to rationalize their investments and ensure their funds are invested in the most optimal and efficient manner across three dimensions \u2013 taxes, fees, and balancing the risk\/return trade-offs through the appropriate asset allocation.<\/p>\n<p>I review all of your investment accounts and provide an unbiased assessment and a strategy to go forward. This includes specific and actionable recommendations such as:<\/p>\n<ul>\n<li>Determining your optimal asset allocation, given your risk profile, income, net worth, and financial goals<\/li>\n<li>Selecting of investment assets to ensure you are maximizing returns, minimizing risks, minimizing expenses, and minimizing taxes<\/li>\n<li>Investing in your 401K, including whether pre-tax or Roth is a better option<\/li>\n<li>Consolidating various retirement accounts<\/li>\n<li>Converting pre-tax retirement accounts into Roth IRAs and the pace at which to do this<\/li>\n<li>Investing additional savings if you\u2019ve maximized contributions to your retirement plan(s), including 529 college savings and health care HSAs<\/li>\n<li>Participating in your employer\u2019s ESPP (employee stock purchase plan) and stock option plan if you have one<\/li>\n<li>Assessing the approach and fees of your financial advisor, if\u00a0you current engage one<\/li>\n<\/ul>\n<p>You will have a clear understanding about your investment strategy and a roadmap to move forward. You can get a sense of my investing philosophy and approach <a href=\"https:\/\/financiallyspeaking.substack.com\/p\/the-ten-commandments-of-investing\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p>The fee for this service is $400 and includes 90 days of follow-up and financial planning guidance.<\/p>\n<p style=\"text-align: center;\"><a class=\"post-questions\" style=\"display: inline-block;\" href=\"https:\/\/kayadevelopmentserver.com\/fs\">Questions?\u00a0\u00a0Get in touch<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/kayadevelopmentserver.com\/fs\/wp-content\/uploads\/2024\/12\/fs-hm-clnt-tstmnl-bg.jpg&#8221; custom_padding=&#8221;30px||80px||false|false&#8221; custom_padding_tablet=&#8221;20px||60px||false|false&#8221; custom_padding_phone=&#8221;20px||40px||false|false&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/kayadevelopmentserver.com\/fs\/wp-content\/uploads\/2024\/12\/fs-clnt-tstmnl-qt-dn.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;bottom_right&#8221; custom_padding=&#8221;||14px|||&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;What are clients saying?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;|600|||||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;42px&#8221; custom_margin=&#8221;||10px||false|false&#8221; title_font_size_tablet=&#8221;42px&#8221; title_font_size_phone=&#8221;25px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_slider _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; background_image=&#8221;https:\/\/kayadevelopmentserver.com\/fs\/wp-content\/uploads\/2024\/12\/fs-clnt-tstmnl-qt-up.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; custom_padding=&#8221;50px||50px||true|false&#8221; hover_transition_duration=&#8221;100ms&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_slide _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;||on||||||&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<p>The Retirement-Readiness service was just what we needed to answer our questions about planning for retirement.<\/p>\n<p>[\/et_pb_slide][et_pb_slide _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;||on||||||&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]We were a bit stressed about our (lack of) financial planning but Jimmy put us at ease and showed us a way forward\u2026 thanks.[\/et_pb_slide][et_pb_slide _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;||on||||||&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<p>Jimmy made it simple and understandable for us.<\/p>\n<p>[\/et_pb_slide][et_pb_slide _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;||on||||||&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]<\/p>\n<p>We found the meeting very helpful, and appreciated your ability to be clear, concise, practical and look at a number of different perspectives, providing contrasting ways of looking at things. It was just what we needed.<\/p>\n<p>[\/et_pb_slide][et_pb_slide _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;||on||||||&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]We had questions about our financial advisor and Jimmy gave us an unbiased assessment that was quite helpful and turned out to save us a lot of money.[\/et_pb_slide][et_pb_slide _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;||on||||||&#8221; background_enable_color=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_transition=&#8221;on&#8221;]Jimmy understands how stressful money is to most of us\u2026 he thinks creatively and explains it all clearly.[\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Clients are often looking for guidance to rationalize their investments and ensure their funds are invested in the most optimal and efficient manner across three dimensions \u2013 taxes, fees, and balancing the risk\/return trade-offs through the appropriate asset allocation. I review all of your investment accounts and provide an unbiased assessment and a strategy to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-501","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kayadevelopmentserver.com\/fs\/wp-json\/wp\/v2\/pages\/501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kayadevelopmentserver.com\/fs\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kayadevelopmentserver.com\/fs\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kayadevelopmentserver.com\/fs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kayadevelopmentserver.com\/fs\/wp-json\/wp\/v2\/comments?post=501"}],"version-history":[{"count":9,"href":"https:\/\/kayadevelopmentserver.com\/fs\/wp-json\/wp\/v2\/pages\/501\/revisions"}],"predecessor-version":[{"id":515,"href":"https:\/\/kayadevelopmentserver.com\/fs\/wp-json\/wp\/v2\/pages\/501\/revisions\/515"}],"wp:attachment":[{"href":"https:\/\/kayadevelopmentserver.com\/fs\/wp-json\/wp\/v2\/media?parent=501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}